Energy grants and loans for homeowners and renters
Making sure your property is energy efficient, will provide savings on your monthly utility bills, increase comfort, and livability of your home.
-
Energy Grant Programs
Provide income-eligible homeowners and single-family renters with energy-saving upgrades at no cost. -
BeSMART Home Loan Program
Offers low interest rate loans for homeowners to make energy efficiency upgrades. -
Net Zero Loan Program
Financing to support the construction and rehabilitations of homes that produce as much energy as they use.
Net Zero energy homes
Net Zero homes are energy efficient homes that produce as much or more energy than they will use. Since 2020, DHCD provided $945,000 to Housing Initiative Partnership, Inc. to create six Net Zero homes in Fairmount Heights.
Critical repairs and rehab programs
These programs help fix a variety of housing conditions, including critical health and safety hazards and accessibility needs. They may include grants, loans, or both.
-
Housing Rehabilitation
Financing to help bring homes up to building codes and address major repair needs. -
Accessible Homes for Seniors
Financing for accessibility improvements to help seniors remain in their home and maintain their independence. -
Indoor Plumbing
Financing to install plumbing in structurally sound homes without running water. -
Healthy Homes Production Grant
Financing to help identify and fix health and safety hazards in their homes. -
Lead Hazard Reduction
Financing to help reduce or eliminate lead-based paint hazards and protect residents from lead exposure. -
Ground Rent Redemption
Financing to help homeowners buy out ground leases, most commonly in Baltimore City.
Multifamily developments programs
-
Energy Programs for Multifamily Developments
Provide grants or loans to multifamily properties that are affordable or house low income households.
-
Repair Programs for Multifamily Developments
Provide financing for the development and preservation of affordable rental housing in priority funding areas.
Applying for Independent Living Tax Credit
Learn how to apply for the new Maryland state income tax credit available to residents who are renovating their home to make it more accessible.
Become an energy efficiency partner
Learn how to become part of the energy efficiency workforce or a service provider for DHCD’s energy programs.
