The text of the Trustee's Notice of Redemption is reprinted below:

NOTICE IS HEREBY GIVEN that pursuant to the applicable provisions of the governing documents $2,540,000 of the above captioned Bonds (the "Bonds") have been called for redemption on January 31, 2000 ("Redemption Date") at the redemption price of 100% of the principal amount thereof plus accrued interest to the Redemption Date as follows:

AMOUNT	CUSIP NO.	RATE	MATURITY DATE
$                               45,000	57419JJX2	4.30%	7/1/2000
45,000	57419JJY0	4.45%	1/1/2001
45,000	57419JJZ7	4.45%	7/1/2001
45,000	57419JKA0	4.65%	1/1/2002
50,000	57419JKB8	4.65%	7/1/2002
50,000	57419JKC6	4.80%	1/1/2003
50,000	57419JKD4	4.80%	7/1/2003
50,000	57419JKE2	4.90%	1/1/2004
50,000	57419JKF9	4.90%	7/1/2004
55,000	57419JKG7	5.00%	1/1/2005
55,000	57419JKH5	5.00%	7/1/2005
55,000	57419JKJ1	5.10%	1/1/2006
60,000	57419JKK8	5.10%	7/1/2006
60,000	57419JKL6	5.20%	1/1/2007
60,000	57419JKM4	5.20%	7/1/2007
60,000	57419JKN2	5.30%	1/1/2008
65,000	57419JKP7	5.30%	7/1/2008
200,000	57419JLT8	5.50%	1/1/2010
1,000,000	57419JKR3	5.875%	7/1/2016
440,000	57419JKS1	5.95%	7/1/2023

Payment will be made on the Redemption Date without presentation and surrender of the Bonds. On and after the Redemption Date, interest on the called Bonds will cease to accrue.

NO REPRESENTATION IS MADE AS TO THE CORRECTNESS OF THE CUSIP NUMBERS EITHER AS PRINTED ON THE BONDS OR AS CONTAINED IN THE NOTICE. THEY ARE INCLUDED SOLELY FOR THE CONVENIENCE OF THE HOLDERS.

ALLFIRST BANK,
Trustee

DATED: December 30, 1999