Repair Programs for Homeowners

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Purpose: The Maryland Department of Housing and Community Development offers several programs designed to help eligible Maryland homeowners with home repairs that improve comfort, liv​ability and accessibility. The programs provide grants and loans to finance the rehabilitation, renovation, and reconstruction of single-family homes. These programs address a variety of housing issues, including critical health and safety issues and accessibility improvements.

​​​​​​​​​​Where to Begin? DHCD recommends that households start with a free, in-home comprehensive assessment to identify what can be improved within your home, provide you with more details on what repairs may be needed, and enroll you in the programs that are best for your situation. These programs may include grant and/or loan programs.

Critical Repairs​ and ​Rehab Programs

Special ​Loan Programs​​

  • Accessible Homes for Seniors: A financing program for accessibility improvements including the installation of grab bars and railings, widening of doorways and installation of ramps. Home improvements such as these represent for many people the key to remaining in their home and maintaining their independence
  • Lead Hazard Reduction Grant and Loan Program: A grant and loan program to assist homeowners and landlords lessen the risk of lead poisoning and preserve the housing stock by reducing or eliminating lead-based paint hazards
  • Ground Rent Redemption Loan Program​: A financing program to provide loans to homeowners to buy out ground leases (most prevalent in Baltimore City but present throughout Maryland).

More Information

CONTACT: Special Loan Programs
Maryland Department of Housing and Community Development
7800 Harkins Road, ​3rd Floor, Lanham, MD 20706
E: DHCD.SpecialLoans@maryland.gov
P: (301) 429-7409​ | Toll Free (Maryland Only): 877-218-8101​
TTY 711 or 1-800-735-2258​