About Us

The Maryland D​epartment of Housing and Community Development is proud to be at the forefront in implementing housing policy that promotes and preserves homeownership and creating innovative community development initiatives to meet the challenges of a growing Maryland.

Through the Maryland Mortgage Program, the department has empowered thousands of Maryland families to realize the American dream of homeownership and for existing homeowners.

The department’s rental housing programs increase and preserve the supply of affordable housing and provide good choices for working families, senior citizens, and individuals with special needs.

Community development and revitalization programs like Neighborhood BusinessWorks, Community Legacy, and Main Street Maryland help our cities and towns remain rich, vibrant communities.

The Maryland Department of Housing and Community Development remains committed to building on our past successes to maintain our reputation as an innovator in community revitalization and a national leader in housing finance.

Community Outreach

​The department's Office of Community Outreach supports the mission and vision of the Department of Housing and Community Development by promoting the Department’s housing programs and initiatives, including the Department's foreclosure prevention initiatives for low and moderate-income Maryland residents.

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The Customer Service Promise  


The State of Maryland pledges to provide constituents, businesses, customers, and stakeholders with services in the following manner:

  • Friendly and Courteous: We will be helpful and supportive and have a positive attitude and passion for what we do.
  • Timely and Responsive: We will be proactive, take initiative, and anticipate your needs.
  • Accurate and Consistent: We will always aim for 100% accuracy, and be consistent in how we interpret and implement state policies and procedures.
  • Accessible and Convenient: We will continue to simplify and improve access to information and resources.
  • Truthful and Transparent: We will advance a culture of honesty, clarity and trust.

Tell us about your experience with the Governor’s Office of Performance Improvement.

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