​​​​​​​​​​The Maryland Department of Housing and Community Development offers several programs designed to help eligible Maryland homeowners with home repairs that improve comfort, liv​ability and accessibility.​

Rehab Programs

• Maryland Housing Rehabilitation Program: A financing program designed to bring properties up to applicable building codes and standards.
• HAF Rehabilitation Grant Critical Home Repairs​: A grant to help Maryland homeowners address critical repairs that have the potential to involuntarily displace them from their property.
• Indoor Plumbing Program: A financing program available for structurally sound, single-family, owner-occupied houses and rental properties with one to 100 units, which do not have indoor plumbing.
• Special Targeted Applicant Rehabilitation Program: An income-targeted financing program designed to bring properties up to applicable building codes and standards.

Special ​Loan Programs​​

• Accessible Homes for Seniors: A financing program for accessibility improvements including the installation of grab bars and railings, widening of doorways and installation of ramps. Home improvements such as these represent for many people the key to remaining in their home and maintaining their independence
• Lead Hazard Reduction Grant and Loan Program: A grant and loan program to assist homeowners and landlords lessen the risk of lead poisoning and preserve the housing stock by reducing or eliminating lead-based paint hazards
• Ground Rent Redemption Loan Program: A financing program to provide loans to homeowners to buy out ground leases (most prevalent in Baltimore City but present throughout Maryland).

More Information

CONTACT: Special Loan Programs
Maryland Department of Housing and Community Development
7800 Harkins Road, ​3rd Floor, Lanham, MD 20706
E: DHCD.SpecialLoans@maryland.gov
P: (301) 429-7409​ | Toll Free (Maryland Only): 877-218-8101​
TTY 711 or 1-800-735-2258​

See Payoff Reque​sts​ for payoff inform​ation.