Loan and Grant Programs for Home Repair and Improvements

The Maryland Department of Housing and Community Development offers several programs designed to help eligible Maryland homeowners with home repairs that improve comfort, liveability and accessibility.

Rehab Programs:

Special Loan Programs:

  • Accessible Homes for Seniors: A financing program for accessibility improvements including the installation of grab bars and railings, widening of doorways and installation of ramps. Home improvements such as these represent for many people the key to remaining in their home and maintaining their independence
  • Lead Hazard Reduction Grant and Loan Program: A grant and loan program to assist homeowners and landlords lessen the risk of lead poisoning and preserve the housing stock by reducing or eliminating lead-based paint hazards
  • Ground Rent Redemption Loan Program: A financing program to provide loans to homeowners to buy out ground leases (most prevalent in Baltimore City but present throughout Maryland).