HOME Investment Partnerships Program
Program overview
The HOME Investment Partnerships Program is a federal program that supports affordable housing. It provides funding to state and certain local governments. Maryland's program is administered by the Community Development Administration (CDA) Development.
A portion of the annual funding allocated to DHCD is used in conjunction with existing CDA programs:
- Community Development Programs
- Homeownership Programs
- Special Loan Programs
Eligible projects
HOME funds may be used to build, buy or fix:
- Rental housing
- Owner-occupied housing
- Special needs housing such as group homes
If you are using HOME funds together with other CDA’s programs, projects must meet both:
- CDA program eligibility requirements
- HOME program federal requirements
Eligible applicants
The following jurisdiction/recipients are eligible to apply for HOME funds:
- State Government Agencies are automatically eligible for HOME funds and receive either their formula allocation or $3 million, whichever is greater.
- Local Governments
- Local Housing Agencies
- Nonprofit Organizations
Eligible residents
- For rental housing units, the residents household incomes must be 50% or less of the area median household income. This income limit is based on household size and is set annually by HUD.
- For owner-occupied housing units, the owner’s household income must be 55% or less of the area median household income. This income limit is based on household size and is set annually by HUD.
Number of required affordable units
The number of income-restricted units is usually calculated by dividing the amount of HOME funds by the total cost of the project, then multiplying that result by the total number of units in the project.
CDA may allow fewer income-restricted units if needed to keep the project financially stable.
Terms of HOME funds
- HOME funds are usually provided as zero interest deferred loans.
- In some cases, they may be provided as grants or regular (amortized) loans.
- If the property is sold or stops being used for low-income housing, the borrower must share any equity gain with CDA.
- Loan terms range from 20 to 40 years depending on the type of housing financed.
- The maximum amount of assistance to a single project or activity generally will not exceed the amount needed to make the project viable and to comply with any federal HOME regulations.
Notices and income limits
HOME Notices and income limits
HUD has released the 2026 HOME Income Limits and Fair Market Rents. The new limits took effect on June 1, 2026, for the Maryland HOME Program.
- HOME Program 2026 income limits - Effective June 1, 2026 - PDF
- HOME Program 2026 fair market rents charts - Effective June 1, 2026 - PDF
If you have any questions about this notice, contact Kiaya Nickens at [email protected]
HUD has released the 2026 HOME homeownership value limits, which took effect on December 1, 2025. HUD calculates and updates these value limits annually. Limits are set separately for existing and new homes.
- 2026 HOME homeownership sales price limits - Effective December 1, 2025 - XLSX
- Methodology for calculating 2026 HOME maximum purchase price - Effective December 1, 2025 - PDF
If you have any questions about this notice, contact Kiaya Nickens at [email protected]
Bedrooms | 2026 Section 234 Elevator Statutory Limit | 2026 HOME Maximum Per Unit Subsidy Limit |
|---|---|---|
0 | $78,191 | $187,658 |
1 | $89,634 | $215,122 |
2 | $108,998 | $261,595 |
3 | $141,008 | $338,419 |
4 | $154,782 | $371,477 |
Program documents
- HOME Federal Fiscal Year 2023 Policies - PDF - 112.39 KB
- Affirmative Fair Housing Marketing Plan Attachment - PDF - 183.43 KB
- RESNET-Building Performance Institute Certification - DOCX - 22.78 KB
- 2024 HOME Compliance Certificate - PDF - 1.58 MB
- 2025 HOME Attachment to Certification - XLSX - 181.1 KB
Contact information
Program contact: Kiaya Nickens, Program Manager
Email: [email protected]
Phone: 301-429-7809
Toll Free (Maryland Only): 800-638-7781