​​Small businesses and startups in Maryland can get help to grow through a range of financing programs available from the Maryland Department of Housing and Community Development. These programs are designed​ to support lending and financing through traditional lenders, and can make the difference between a project launching or not.

• Loan Participations: allows Bank/CDFI to reduce borrower exposure and/or increase loan amount
• Collaborative Financing: pair Neighborhood BusinessWorks with Bank/CDFI financing for permanent take-outs, bridge loans, construction loans, etc.
• Credit Enhancement and Guarantees: risk reduction opportunity for key investments
• Other creative ideas are encouraged

These programs are available to businesses that are located, or will be located in Maryland's Sustainable Communities and Priority Funding Areas​. Learn more about where these communities are throughout Maryland and all the programs that help these neighborhoods thrive.​

• Neighborhood BusinessWorks​​​
• Microenterprise Loan
• Linked Deposit
• ​Maryland Capital Access Program

More Information

CONTACT: Mike Haloskey, Director of Business Lending Programs
​Maryland Department of Housing and Community Development
E: Michael.Haloskey@maryland.gov​

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