Small Businesses

Partner with Neighborhood BusinessWorks to expand your lending portfolio. Flexible lending solutions to benefit you and your clients.

Small businesses and startups in Maryland can get help to grow through a range of financing programs available from the Maryland Department of Housing and Community Development. These programs are designed to support lending and financing through traditional lenders, and can make the difference between a project launching or not.

  • Loan Participations: allows Bank/CDFI to reduce borrower exposure and/or increase loan amount
  • Collaborative Financing: pair Neighborhood BusinessWorks with Bank/CDFI financing for permanent take-outs, bridge loans, construction loans, etc.
  • Credit Enhancement and Guarantees: risk reduction opportunity for key investments
  • Other creative ideas are encouraged

These programs are available to businesses that are located, or will be located in Maryland's Sustainable Communities and Priority Funding Areas​. Learn more about where these communities are throughout Maryland and all the programs that help these neighborhoods thrive.​

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More information

CONTACT: Mike Haloskey, Director of Business Lending Programs
Maryland Department of Housing and Community Development
E: Michael.Haloskey@maryland.gov​
P: 301-429-7523