Ground Rent Redemption Loan Program

The Ground Rent Redemption Loan Program was created by the Maryland General Assembly in 2007 to provide loans to homeow​ners to buy out (redeem) ground leases. A "ground lease" is a lease for a term of years (usually 99 years) that is renewable forever and is subject to the periodic payment of "ground rent" by the leasehold tenant to the ground lease holder. Ground rents are most prevalent in Baltimore City but are held in some other counties as well. The program cannot provide grants for this purpose.

Ground Rent Redemption Loan ApplicationGround Rent Redemption Loan Application
FAQ.pdfFrequently Asked Questions


CONTACT: Single Family Housing
Maryland Department of Housing and Community Development
7800 Harkins Road, Lanham, MD 20706
P: (301) 429-7821​ | Toll Free (Maryland Only): 800-638-7781
TTY 711 or 1-800-735-2258​ ​​​