Energy Grants and Loans for Residents

Lower your utility bills and increase home comfort

We help Maryland homeowners and renters of all income levels with the resources to improve their home’s energy efficiency. Our programs can help with:

• Insulation
• Hot water system improvements 
• Furnace repair or replacement
• Renewable energy systems 
• Other health and safety enhancements

Note: Energy loan programs have separate eligibility requirements and application processes. See each loan program's page for more information.

Energy grants for homeowners and renters

Our team will determine your eligibility for available grant programs. Need more information before applying? Submit our interest form to request program information or access additional energy assistance resources.
 

What’s ​next?

1. We review your grant application: After we receive your application, we will determine your eligibility for all available grant programs.
2. You receive your contractor information: If you qualify for a grant program, you will receive a letter from DHCD with the name of your assigned contractor. You can contact the contractor to schedule your in-home energy assessment, or you can wait for the contractor to contact you within 30 days.
3. A contractor assesses your home: The assessment will identify the savings potential in your home and prioritize the most effective ways to reduce your energy costs while increasing comfort in the home. 
4. The contractor completes the work: The contractor will complete the recommended work at no cost to you.

Energy grant programs

Our team will automatically combine all applicable programs for you, but if you would like to learn more about the individual requirements for each funding source, please visit the following programs. 

Energy loans for homeowners

If you're planning energy efficiency improvements, we also offers loan programs for eligible homeowners. Energy loan programs have separate eligibility requirements and application processes.