Homeownership

Homeownership and Renting Success Story

The Maryland Department of Housing and Community Developmen​t has programs to assist homebuyers and homeowners. For homebuyers, we offer mortgages and downpayment assistance to help your family achieve the American dream of homeownership. For homeow​ners, we provide loans and grants for home repairs and energy efficiency improvements, as well as​ resources for those at risk for foreclosure. The department wants to help you find, improve and stay in your home.​

​Homeownership and Renting​ Solutions

​​​ Maryland Mortgage Program

Homeowner Assistance Fund

The Homeowner Assistance Fund was established by the American Rescue Plan Act enacted on March 11, 2021, to help homeowners experiencing financial hardship after January 21, 2020​.​

Home Repairs and Energy Efficiency Improvements

Affordable loan programs and services to improve accessibility and home safety and save money on energy bills.

Independent Living Tax Credit

Learn how to apply for the new Maryland state income tax credit available to residents who are renovating their home to make it more accessible​.

Accessible Homes for Seniors

A financing program for accessibility related improvements to the homes of seniors.