The Maryland Department of Housing and Community Development has programs to assist homebuyers and homeowners. For homebuyers, we offer mortgages and downpayment assistance to help your family achieve the American dream of homeownership. For homeowners, we provide loans and grants for home repairs and energy efficiency improvements, as well as resources for those at risk for foreclosure. The department wants to help you find, improve and stay in your home.
Homeownership and Renting Solutions
The Homeowner Assistance Fund was established by the American Rescue Plan Act enacted on March 11, 2021, to help homeowners experiencing financial hardship after January 21, 2020.
Affordable loan programs and services to improve accessibility and home safety and save money on energy bills.
Learn how to apply for the new Maryland state income tax credit available to residents who are renovating their home to make it more accessible.