Special Targeted Applicant Rehabilitation Program

​​​​​​​T​he purpose of the Special Targeted Applicant Rehabilitation Program is to preserve and improve single-family properties. Special Targeted Applicant Rehabilitation is a program designed to bring properties up to applicable building codes and standards or a minimum housing quality standard.​​

Eligible Types of Housing

Special Targeted Applicant Rehabilitation program funds may be used to assist in the rehabilitation of owner-occupied single-family homes.

This program is generally not available in the following jurisdictions: Baltimore City, Baltimore County, Harford County, Howard County, Prince Georges County and Montgomery County.

Eligible Applicants

Household income of owner-occupants of single-family homes generally cannot exceed 50 percent of the STAR/Adjusted HOME Income Limits​ published annually by the U.S. Department of Housing and Urban Development. Some loans may be made to benefit families with incomes that are 80 percent or less of ​these Limits provided that the household has circumstances that make them ineligible for other Maryland Department of Housing and Community Development financing.

Loan Terms

Loans have an interest rate​ at zero percent and are fully deferred. Generally, the maximum loan is 100 percent of the value of the property. Loans are secured by a mortgage.

Local Government Involvement

All loan requests will be processed directly by local governments for properties within their jurisdiction.

More Information

CONTACT: Special Loan Programs
Maryland Department of Housing and Community Development
7800 Harkins Road, 3rd Floor, Lanham, MD 20706
E: DHCD.SpecialLoans@maryland.gov​
P: (301) 429-7409 | Toll Free (Maryland Only): 877-218-8101
TTY: 711 or 1-800-735-2258