Foreclosure Prevention - MD HOPE


Learn more about the ​Homeowner Assistance Fund​

Resources for Homebuyers, Homeowners and Renters

A family’s home is their most important asset, and housing counseling helps ensure that potential and current homeowners are educated and empowered to make informed decisions about purchasing or preserving that home. To that end, the Department of Housing and Community Development supports a statewide network of non-profit and local government agencies that provide critical assistance to homebuyers, homeowners, and renters.

Homebuyer Education & Pre-purchase Counseling

Buying a home can be overwhelming. A HUD-certified, professional housing counselor will empower you to make informed decisions, help you navigate the home buying process, and connect you to resources for the down payment and closing cost assistance. If you are considering purchasing a home, contact a HUD-approved housing counseling agency in your area for help with assessing your options and making the decisions that are right for you.

HUD-Approved Housing Counseling Agencies in Maryland

Foreclosure & Rental Counseling

If you are a homeowner who has fallen behind on your mortgage payments, getting help early in the process can mean the difference between saving your home and losing it to foreclosure. A housing counselor can help you understand your options based on your specific circumstances and can assist you with finding a solution that works best for you.

If you are a renter concerned about eviction, a housing counselor can provide information about a broad range of topics including rental assistance programs, fair housing, housing search assistance, landlord-tenant laws, lease terms, rent delinquency, budgeting for rent payments, and providing assistance with locating alternate housing.

Contact a housing counselor today!​

Legal Services

If your mortgage company initiates a foreclosure action in court (i.e. files a Notice of Intent to Foreclose), you should consider seeking legal assistance as soon as possible. Free or low-cost legal assistance is available for eligible homeowners. Contact a provider.

If you are a renter concerned about eviction, legal assistance is available to help you better understand your rights and protections under Maryland law. Contact a provider.

Additional Resource Information