Neighborhood Housing Services

Neighborhood Housing Services (“NHS”) corporations partner with residents, financial institutions, community organizations, local governments and the State to stabilize and improve the housing market in targeted low- and moderate-income neighborhoods. Through matching grants, the Department supports a portion of the operating costs of three Neighborhood Housing Services (NHS) corporations, each of which has been certified by the Neighborhood Reinvestment Corporation (dba NeighborWorks America): NHS of Baltimore Inc., Salisbury NHS Inc., and St. Ambrose Housing Aid Center.

Contact these organizations directly for information about their programs and services for homeowners and home buyers.

NHS Baltimore
25 E 20th St. #170, Baltimore, MD 21218
www.nhsbaltimore.org
(410) 327-1200

St. Ambrose Housing Aid Center
321 E 25th St, Baltimore, MD 21218
www.stambros.org
(410) 366-8550

Salisbury NHS
560 Riverside Dr. Suite A102, Salisbury, MD 21801
www.salisburynhs.org
(410) 543-4626

Eligible Applicants

Neighborhood Housing Services corporations that are approved and certified by the Neighborhood Reinvestment Corporation are eligible applicants. Currently, there are four certified Neighborhood Housing Services corporations in Maryland: Montgomery Housing Partnership Inc., NHS of Baltimore Inc., Salisbury NHS Inc., and St. Ambrose Housing Aid Center. In order to be certified, a local political subdivision must agree to financially support the local Neighborhood Housing Services corporation and to participate on its board of directors. The Department’s staff also serves on these local boards.

Services Provided

The Neighborhood Housing Services corporations operate programs to provide homeownership opportunities to low and moderate income persons through closing cost assistance and homebuyer education and counseling services. Neighborhood Housing Services corporations also rehabilitate homes for ownership and rental and provide funding to homeowners to rehabilitate their homes. In addition, Neighborhood Housing Services corporations implement community-organizing activities.

Program Beneficiaries

The primary beneficiaries of Neighborhood Housing Services programs are low- and moderate-income households located in the neighborhoods served. NHS of Baltimore and St. Ambrose Housing Aid Center serve several neighborhoods in Baltimore City and Baltimore County. Salisbury NHS serves residents in the West Side, Church Street, and Camden neighborhoods of Salisbury, Maryland.

Grant Terms

Each eligible NHS corporation may apply for a grant in an amount up to $50,000 that does not exceed one-third of its annual operating budget. Each eligible NHS umbrella corporation may apply for a grant for each program under its supervision in an amount up to $50,000 that does not exceed one-third of the annual operating budget of the program. The state grant must be matched by funds from local governments, private businesses, and individual contributions.

More Information