Special Funding Competition Round 50: The MAHT Plumbing Poverty Program Application is Now Open!
PUBLIC NOTICE: Maryland Affordable Housing Trust Board of Trustees Meeting– June 25, 2025
MAHT Overview
The Maryland General Assembly created the Maryland Affordable Housing Trust in 1992 to make affordable housing more available throughout the State of Maryland. The Trust is governed by a Board of Trustees and staffed by the Maryland Department of Housing and Community Development. A portion of the interest generated by title company escrow provides the funding for the Maryland Affordable Housing Trust.
Applicable Laws and Regulations
The law and regulations governing of the Maryland Affordable Housing Trust are found in:
- The Housing and Community Development Article, §§10-101 - 10-301, of the Annotated Code of Maryland, as amended;
- Insurance Article Section 22-103 of the Annotated Code of Maryland; and
- Code of Maryland Regulations 31.16.03.01-.08.
Program Activities
The Maryland Affordable Housing Trust promotes affordable housing for households earning less than 50% of area or Statewide median income by:
- Funding capital costs of rental and ownership housing;
- Providing financial assistance for nonprofit-developer capacity building;
- Funding supportive services for occupants of affordable housing; and
- Funding operating expenses of affordable housing developments.
The Maryland Affordable Housing Trust does not provide:
- Direct rental assistance to tenants;
- Capacity building assistance that is not related to a specific housing development; or
- Purchase of grantee personal property, such as office furniture or equipment.
Financing Terms
Although the Maryland Affordable Housing Trust reserves the right to make its funding available as interest-bearing loans, funding for project-specific capacity building, operating expenses and support services are generally made as grants. Funding for capital costs are offered as deferred-payment loans or recoverable grants payable if the project is sold and/or ceases to be used for low-income occupancy. Pre-development awards are generally repayable.
Eligible Applicants
- Nonprofit organizations
- Public housing authorities
- Government agencies
- Profit-motivated entities
Selection Criteria
While all activities funded by
the Maryland Affordable Housing Trust generally serve residents with incomes of less than 50% of statewide or area median, whichever is higher, preference is given to projects that serve households with incomes of less than 30% of median.
Projects that meet the following criteria will be most competitive:
- Target very low-income persons
- Provide housing for families with minor children and/or single adults in Single Room Occupancy units;
- Demonstrate project readiness and feasibility;
- Project long-term affordability (for capital projects);
- Demonstrate need /demand for housing in geographic area and helps achieve equitable geographic distribution of Maryland Affordable Housing Trust funds;
- Leverage other funds and/or provide the final piece in a financing package; and
- Provide self-sufficiency services.
Application
The Round 50 (SFY25) MAHT Plumbing Poverty Program application round is open. Submissions are due May 23, 2025 by 5:00 PM EST.
Round Legal Documents and Instructions: Legal Documents (Incumbency Certificate, Board resolution authorizing the application, Contract Affidavit, MAHT Assurance of Compliance & Access to public records Act Notice and Waiver)
Previous Rounds Grantees List
Information for Title Producers
The 2024 Annual Report for Title Companies can be found on the
Materials for Title Companies and Financial Institutions page. Submissions of the 2024 Annual Report for Title Companies are due March 31, 2025.
Kecia Campbell, Program Administrator
Maryland Affordable Housing Trust
Email:
maht.dhcd@maryland.gov
Phone: 301-429-7504
