Common Areas of Help
Browse the list of common requests for help below and click on the arrows to expand for more information.
I am a homeowner, homebuyer or rental tenant
The department provides a range of services and programs that can help Marylanders create and maintain safe and comfortable homes for themselves and their families. Homeownership programs are available to help cover down payment and closing costs. Homeowner programs are available to make important safety and code improvements, and provide pathways to prevent foreclosure.
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Homeownership Programs:
Common Ownership Communities, such as Homeowners Associations (HOAs), Condominiums, and Housing Cooperatives (Co-ops):
Whole Home Energy and Repairs - Home Repair, Rehab and Energy Efficiency Improvement Programs
Find Affordable Rental Housing - includes information on Section 8 Voucher Programs
Foreclosure Prevention - Mortgage Late? Don't Wait!
I am a representative of a Nonprofit or Community Organization
The Maryland Department of Housing and Community Development works with non-profit and community organizations to enhance existing neighborhood resources, support economic development, provide public services and infrastructure and improve the quality of life for residents.
For more information on the department's grant, financing, technical assistance and community development programs, please visit the
Communities section of this website. You can also get there from anywhere on our site using the gold navigation bar at the top of each page, and selecting "Communities".
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I am a representative of a Maryland local government or local government entity
The Maryland Department of Housing and Community Development works with local governments to invest in neighborhoods, encourage economic development, and provide public services and infrastructure that improve the quality of life for residents.
For more information on the department's grant, financing, technical assistance and community development programs, please visit the
Communities section of this website. You can also get there from anywhere on our site using the gold navigation bar at the top of each page, and selecting "Communities".
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I am a real estate/property developer or housing contractor
The Department offers multifamily finance programs for the construction and rehabilitation of affordable rental housing units for low to moderate income families, senior citizens and individuals with disabilities.
Our multifamily bond programs issues tax-exempt and taxable revenue mortgage bonds to finance the acquisition, preservation and creation of affordable multifamily rental housing units in priority funding areas.
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I am a small business or business lender
The Maryland Department of Housing and Community Development's portfolio of small business lending programs provides gap financing and other business growth tools to new and expanding small businesses and nonprofit organizations in Sustainable Communities throughout the State.
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I am a homebuying professional such as a mortgage lender or real estate agent
The Department works with a broad network of real estate, mortgage lending, mortgage insurance, title and other businesses and professionals to provide affordable homeownership opportunities to Marylanders. The largest program offered by the Department is the Maryland Mortgage Program (MMP), which helps homebuyers attain affordable mortgages and homebuyer incentives through a network of over 70 approved mortgage lenders, other industry professionals and organizations such as the Maryland Association of Realtors and the Maryland Mortgage Bankers Association.
Other homebuyer programs provided by the Department include the Homeowership for Individuals with Disabilities Program and the sale of State-Owned homes.
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I am a Community Development Administration bond investor
Many of the programs provided by the Department to develop and finance affordable single and multi-family housing in Maryland rely on bond financing through the Community Development Administration. The Community Development Administration is a unit within the Maryland Department of Housing and Community Development, and is the Housing Finance Authority for the state.
Bond issuances managed by the agency finance the development of affordable multi-family and single family homes in Maryland as well as local government infrastructure development.
The Investors section of this website contains financial statements, bond and issuer ratings, official statements associated with proposed and closed financings as well as current and prior bond redemption notices.
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Get in Touch
To ask us a question, please complete our Inquiry form, and we'll get in touch with you within one business day to answer your question or connect you with the right program representative.
