Partner with Neighborhood BusinessWorks to expand your lending portfolio.
Flexible lending solutions to benefit you and your clients.

​​​Small businesses and startups in Maryland can get help to grow through a range of financing programs available from the Maryland Department of Housing and Community Development. These programs are designed​ to support lending and financing through traditional lenders, and can make the difference between a project launching or not.

Financing Options

• Loan Participations: allows Bank/CDFI to reduce borrower exposure and/or increase loan amount
• Collaborative Financing: pair Neighborhood BusinessWorks with Bank/CDFI financing for permanent take-outs, bridge loans, construction loans, etc.
• Credit Enhancement and Guarantees: risk reduction opportunity for key investments
• Other creative ideas are encouraged

Eligible Locations

These programs are available to businesses that are located, or will be located in Maryland's Sustainable Communities and Priority Funding Areas (see Neighborhood Revitalization Mapper​)​. Learn more about where these communities are throughout Maryland and all the programs that help these neighborhoods thrive.​

Related Programs

• Neighborhood BusinessWorks​​​
• Microenterprise Loan
• Linked Deposit
• ​Maryland Capital Access Program

Resources

• Maryland Business Express​: Maryland's resources to plan, start, manage, and grow your business.

Contact Information

Program Contact: Business Lending Team
Email: [email protected]​
Phone: 301-429-7408​